Effective Date: August 21, 2026
This Privacy Policy explains how Kay Wittmann and the businesses, brands, and professional services operated by or associated with Kay Wittmann (“we,” “us,” or “our”) collect, use, disclose, and protect information you provide through our websites, landing pages, forms, educational resources, courses, communications, and other services.
SERVICES WE PROVIDE
Depending on your inquiry and needs, we may provide or communicate with you regarding services including:
• Mortgage lending and loan-related services
• Real estate brokerage and real estate-related services
• Business consulting and educational services
• Business acquisition and investment education
• Courses, workshops, webinars, checklists, guides, and other educational resources
Information you provide through one of our websites, forms, lead magnets, or other communication channels may be used to determine which of these services or resources may be relevant to your inquiry, subject to applicable laws and any consent requirements.
INFORMATION WE COLLECT
We may collect information you voluntarily provide, including your name, email address, telephone number, state or location, and other information you submit through our forms or communications.
If you later request mortgage, real estate, or consulting services, we may collect additional information necessary to evaluate or provide those services. Additional disclosures, authorizations, privacy notices, or agreements may apply to those services.
HOW WE USE YOUR INFORMATION
We may use your information to:
• Deliver resources or information you request
• Respond to your questions or inquiries
• Contact you regarding mortgage lending, real estate, business consulting, educational, or related services that may be relevant to your inquiry
• Provide courses, educational materials, webinars, checklists, and other resources
• Provide customer service and follow-up communications
• Operate and improve our websites, forms, and services
• Send marketing communications when permitted by law and when appropriate consent has been provided
EMAIL COMMUNICATIONS
If you provide your email address, we may send information related to your request and, where permitted, educational or promotional communications. You may unsubscribe from marketing emails using the unsubscribe link provided in those emails.
TEXT MESSAGE COMMUNICATIONS
If you provide your telephone number and expressly consent to receive text messages, we may send informational and/or marketing text messages according to the consent you provided.
Message frequency may vary. Message and data rates may apply. Reply STOP to opt out and HELP for assistance.
Consent to receive marketing text messages is not a condition of purchasing goods or services.
MOBILE INFORMATION
We do not sell or rent your mobile information to third parties for their marketing purposes. We do not share text messaging opt-in information or consent with third parties for their own marketing or promotional purposes.
PROFESSIONAL SERVICES
Mortgage lending, real estate brokerage, and other regulated professional services may be subject to additional federal and state laws, disclosures, licensing requirements, privacy notices, and agreements.
Submission of a website form, request for educational material, or participation in a marketing campaign does not by itself create a lender-client, real estate agency, brokerage, fiduciary, or consulting relationship.
Where legally required, separate disclosures, agreements, authorizations, or privacy notices will be provided before or during the applicable transaction or professional engagement.
SERVICE PROVIDERS
We may use trusted service providers and technology platforms to operate our websites, forms, communications, customer relationship management systems, payment systems, analytics, and other business operations.
These providers may process information as necessary to provide services on our behalf and subject to applicable contractual and legal requirements.
COOKIES AND TECHNOLOGY
Our websites and landing pages may use cookies, pixels, analytics tools, and similar technologies to understand website activity, improve our services, and measure marketing performance.
DATA SECURITY
We take reasonable measures designed to protect the personal information we collect. However, no electronic transmission or storage system can be guaranteed to be completely secure.
YOUR CHOICES
You may request to access, correct, or delete certain personal information we maintain about you, subject to applicable law.
You may also opt out of marketing communications at any time.
THIRD-PARTY LINKS
Our websites and communications may contain links to third-party websites. We are not responsible for the privacy practices or content of those third-party websites.
CHANGES TO THIS PRIVACY POLICY
We may update this Privacy Policy periodically. Changes will be posted on this page with an updated effective date.
CONTACT US
If you have questions about this Privacy Policy or your personal information, please contact:
Kay Wittmann
1112 N. Main St. #424
Manteca, CA 95336
Email: [email protected]
Phone: 209-665-0059